A budgeting app designed to be used by... not accountants. The rest of us.

How it works:

1. Connect your Bank

Securely link to your NZ bank(s) through Akahu - your transactions sync automatically.

2. Create Envelopes

Set up envelopes for different spending categories like Rent, Groceries, Dining Out, etc.

3. Watch Loot Learn

As transactions come in, assign them to envelopes. Loot learns your spending habits and sets up rules to automate this process as you go.

Stop Guessing.

Know Exactly What You Have
See how much is left in each envelope at any time.
No more mental math or spreadsheet gymnastics.Never Miss a Bill
Automatic 'Recurring' envelope tracks your regular bills.
Be confident you know exactly what's going out each month, and that you've already planned for it.Set an Active Envelope
Assign future transactions to a specific envelope.
Out for dinner? Make 'Dining Out' active and watch your balance.Get Notified Before You Overspend
Set up a temporary envelope with a spending limit.
Know how much you want to spend tonight? Get alerted as you near zero.Plan Ahead Without Stress
Trip in a few months? Create an envelope, set up regular transfers,
and know the cash will be there when you need it.